FLC’s Thinking Out Loud

Gino had an accident the other day. It was a big car spare part that came crashing down on him. Good thing that it only landed on his thigh. It could have crushed a vital part of his body and would have incapacitated him. But it didn’t and he is thankful for that.

That incident made him think of the future. Especially now that he has two kids. As a friend, I told him that he could get a term life insurance. This is a classic example of preparing for the future. Should something bad happened, he would have something to leave his family behind. It’s morbid but that’s the way life goes.

Are you looking for an immediate way to get access to funds? Is it still a few days away until the next pay check arrives and you are already short on cash? Then let me tell you about payday loans.

This type of loan is extended to those who are in an emergency situation, who are in need of cash and cannot wait for more than 24 hours to get their funds. I found out that a lot of moms out there find themselves in this very situation. I have a friend who is a single mom who was able to avail of this loan twice now. So if you badly need cash right away, apply for a payday loan now.

There is a limit to a family’s generosity. They may be saying otherwise but we should be wise enough to know when to stop asking for help from them, especially if we are talking about finances. Instead of always running to your family for help, why not get a cash advance instead? It will be impersonal and as quick as when a family member extends help. You will not get embarrassed or awkward when you see the one you asked help from, that’s for sure. So if you need immediate financial help, just apply for a cash advance and worry no more.

I maintain two checking accounts , one for my personal expenses and one that I share with my mom. What I don’t like with two checking accounts is that I have to monitor two accounts instead of one. I could have opened a power checking account but I don’t really know if I can come up with the daily maintaining balance that the bank is asking from me. That would be too much. I could already invest that in short-term money market placements and earn bigger interest than the one it will earn just sitting there in the account.

Recently, a friend of mine told me about a WaMu personal checking account. It is the newest offer from WaMu and she said that it comes with free checks, free check safekeeping, and free wire transfers. I would love to apply for one but I need to know if I can combine the two current ones that I have. Will it be beneficial for me if I do that? There is also a Platinum Checking, WaMu’s interest checking account. It comes with free bank checks and money orders, and free Identity Theft Services that no other competitors offer. One can access their money with a Debit MasterCard and at thousands of WaMu’s free ATMs.

Interested? Come on, let’s check it out at WaMu.com now.

If there is one investment that I would like to make in the near future, that would be an investment in silver and gold coins. These investments increase in value over time. And imagine the demand for silver right now. It has increased over the years. And you know how it is with demand and supply, right? The higher the demand, the higher one can increase their selling price. I can imagine how much profit I will get from these investments. Now, if you are interested in silver like me, better go to Monex.com first and seek the experts. You don’t want to buy a fake. Monex.com can help you buy only the legitimate ones.